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Cheesy Bean Dip {Texas Trash}

Cheesy bean dip

Cheesy Bean Dip, also known as Texas Trash, is a fun dip perfect for entertaining! Everybody always loves it and asks for more!

It was 4AM the other night, and my sweet little dog Mali needed to go to the bathroom. Shortly after I returned to bed with Mali, my other sweet little dog Lila (Mali’s sister) was awake. Lila gets scared easily, especially when it comes to loud trucks that go by the house. Since we had just gotten several inches of snow, the plows were out and about and they are LOUD. When she’s scared, she starts shaking and walking all over me as I try to sleep (she’s 5 pounds) until I give her the attention that she needs. At that point it was about 4:30 AM and I decided I might as well get up and start my day!

Some days, like when I’m up multiple times a night with my little pups, having little dogs almost feels like I have children (no children yet…)! I wouldn’t change a thing though. These sweet little dogs came into my life at just the right time. I usually don’t share too many personal details on this here food blog, ya know, but I guess it doesn’t hurt. These cute little dogs came into my life just before I made a huge decision to resign from my job as a teacher, just before my Dad was diagnosed with cancer, just before my sister’s baby was born with complications, and just before my major jaw surgery. When I would be gone all day after taking my Dad to chemo, or spending the day with my sister, my pups were there to greet me at the door, as though I had been gone for days! And after my jaw surgery when I spent more time in bed than out of bed, they were there to snuggle with me (they practice defining “lap dog” regularly and have it perfected!).

Then, last August, when we were celebrating that my Dad was cancer free, my Mom’s health really went downhill. She was in a rehabilitation facility getting stronger and learning to walk better after she lost part of her heel due to complications from diabetes. The facility allowed dogs, and on a couple of occasions, I brought my sweet little pups with to see her. My Mom loved that! And then, in January when my Mom passed away, my sweet little dogs would literally lick the tears from my face. Dogs have this intuition, they just know when something is wrong, at least my little girls do. It’s been a pretty difficult year and I’m certain it was made a little easier having two dogs that love me unconditionally and know how to make me laugh.

But back to my morning the other day when I decided to get out of bed at 4:30 AM. What’s a girl to do at that time of morning? I started by doing some laundry (booooring), but quickly headed to the kitchen to whip up a batch of Taco Seasoning. And then,  since I had taco seasoning on hand, I decided to make this Cheesy Bean Dip at 5:00AM! Bean dip at 5AM… who does that? I’m pretty sure Ryan thought I was making him breakfast in bed when he heard all the noise in the kitchen! 

We literally did eat this Cheesy Bean Dip for breakfast. And then we ate it for lunch too. And then at 2:30 in the afternoon, I crashed and took a nap. I left out the part about how I didn’t get to bed that night until 1:00 AM. A nap was absolutely necessary!

This Cheesy Bean Dip only requires 4 ingredients and comes together pretty quickly. I call it Cheesy Bean Dip, while others call it “Texas Trash.” There are a couple of variations with it too. One variation is to use two cans of refried beans. Refried beans is one food I just can’t stand (it’s a texture thing), so I use a can of Chili beans instead and it’s delish!Another variation I’ve seen is to add about 1 cup of salsa. I didn’t have salsa on hand so I didn’t add it. It’s great either way!

Cheesy Bean Dip {Texas Trash}

Cheesy bean dip 2

Prep Time: 5mn
Cook Time: 30mn
Total Time: 35mn


  • 1 cup sour cream
  • 1 – 8 ounce package cream cheese, softened
  • 1- packet taco seasoning (Or 2 tablespoons Homemade Taco Seasoning)
  • 2 cups cheese (I used sharp cheddar, use any combo you’d like)
  • 1 – 14 ounce can chili beans, slightly drained or 2 cans refried beans
  • Optional – 1 cup salsa
  • Tortilla chips


  1. Pre-heat your oven to 350 degrees and spray a 2 quart casserole dish with non-stick cooking spray.
  2. Combine sour cream, cream cheese, and taco seasoning with a mixer. When well combined, stir in chili beans or refried beans. You can also stir in salsa at this point, if you’d like.
  3. Pour this mixture in a casserole dish. Top with shredded cheddar cheese.
  4. Bake for about 30 minutes, or until the mixture is heated through and the cheese is melted.
  5. Serve with tortilla chips.

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Comments (5)

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  1. My Mom used to make this when I was a kid. I totally forgot about it until I just saw this on Pinterest! You know what I’ll be making this weekend!

  2. This looks super delicious and would be great for a gathering, too.

  3. Sorry to hear about your parents. Hope you are OK?
    Great recipe though!

  4. This looks so yummy and will definitely make these beans for my next family/friends party.

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